Business & Employee Resources

During these challenging times, CCPL is here to help our communities find the resources they need. Here you will find resources on unemployment, small business support, job seeker help, and more.

If you need further assistance please call the Library at (804) 751-CCPL (2275) or schedule a Your Personal Librarian (YPL) appointment.

Unemployment Benefits

The Virginia Employment Commission has information on who may be able to get unemployment insurance and how to apply.  vec.virginia.gov

Independent workers (i.e. self-employed, freelancers, and contractors) now qualify for unemployment under the temporary Pandemic Unemployment Assistance program.

To apply for unemployment, visit vec.virginia.gov.

You may also apply by telephone:

  • For initial claims, call between 8:15am and 4:30pm, Monday - Friday, and between 8am and Noon on Saturday (closed Sunday and state holidays): 1-866-832-2363
  • For continuing claims, call: 1-800-897-5630

To view a list of everything you need to get started, visit vec.virginia.gov/cr.

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Food Assistance

The Virginia Department of Social Services has information on government assistance programs to help with health insurance, food, and other needed resources. Visit commonhelp.virginia.gov for eligibility, a list of information needed to apply, and a link to apply for benefits.

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Health Insurance

The Virginia Department of Social Services has information on government assistance programs to help with health insurance, food, and other needed resources. Visit commonhelp.virginia.gov for eligibility, a list of information needed to apply, and a link to apply for benefits.

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Small Businesses

The Small Business Administration provides several funding programs to address the COVID-19 outbreak.

  • Paycheck Protection Program – An SBA loan that helps businesses keep their workforce employed during the Coronavirus crisis. Visit sba.gov/funding-programs/loans/coronavirus-relief-options. The application deadline is June 30, 2020.
    •  UPDATE: As of April 16 the Paycheck Protection Program is no longer accepting applications.
  • Economic Injury Disaster Loan Emergency Advance –   This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties. Visit sba.gov/funding-programs/loans/coronavirus-relief-options.
    • UPDATE: due to limited appropriation funding, the application portal for the EIDL assistance program is temporarily closed. Applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis.
  • SBA Express Bridge Loans – Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. Visit sba.gov/funding-programs/loans/coronavirus-relief-options.
  • SBA Debt Relief – the SBA is providing a financial reprieve to small businesses during the COVID-19 pandemic.

Programs specific to Virginia-based small businesses:

  • Rapid Response Grant - the Capital Region Workforce Board, through the Virginia Employment Commission, has been awarded a $201,000 grant from the U.S. Labor Department to assist businesses with fewer than 250 people for certain costs related to the COVID-19 pandemic incurred from March 1 through August 31. G to https://vcwcapital.com/covid-19-related-resources/i-am-a-business/.
  • The Virginia Small Business Development Center has staff available to meet virtually (phone, web conferencing) to assist with questions. Visit them at www.virginiasbdc.org/covid.

Other loans/grants:

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Emergency Paid Sick Leave

The Families First Coronavirus Response Act provides guidelines for Emergency Paid Sick Leave and expanded Family and Medical Leave. FFCRA helps the United States combat the workplace effects of COVID-19 by reimbursing American private employers that have fewer than 500 employees with tax credits for the cost of providing employees with paid leave taken for specified reasons related to COVID-19. The law enables employers to keep their workers on their payrolls, while at the same time ensuring that workers are not forced to choose between their paychecks and the public health measures needed to combat the virus. The Department’s Wage and Hour Division administers the paid leave portions of the FFCRA.

Find more information on the Department of Labor’s website

If you are being denied paid sick leave, contact the Virginia Employment Commission: www.vec.virginia.gov or (866) 832-2363

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Income Tax Payment

The Treasury Department and the Internal Revenue Service are providing special tax filing and payment relief to individuals and businesses in response to the COVID-19 Outbreak. The filing deadline for tax returns has been extended from April 15 to July 15, 2020. The IRS urges taxpayers who are owed a refund to file as quickly as possible. For those who can’t file by the July 15, 2020 deadline, the IRS reminds individual taxpayers that everyone is eligible to request an extension to file their return.

Visit irs.gov for more information or go to: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments.

Virginia tax payments are due June 1, 2020. Visit www.tax.virginia.gov for updates.

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Eviction

Virginia courts have stopped hearing unlawful detainer cases until at least April 26, 2020. If your landlord tries to evict you without a court order and sheriff’s notice - by cutting off electricity, heat, or water or by changing the locks - you can call the police for help.

If a motel or boarding house is your primary residence and you have been there for more than 90 days or have a lease for more than 90 days, you have the same protections against eviction as other renters.

For more information visit the Virginia Poverty Law Center at www.vplc.org and click on COVID-19 Updates or call (804) 782-9430.

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Mortgage

Depending on the type of mortgage, your lender may not be allowed to foreclose on you. Congress passed a moratorium on foreclosure which runs from March 18, 2020 until May 17, 2020 and may be extended.

For help applying for forbearance visit the Consumer Financial Protection Bureau at www.consumerfinance.gov/coronavirus

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Utilities

The Commonwealth of Virginia State Corporation Commission issued an order suspending disconnection of utility service through May 14, 2020. Chesterfield County will continue to provide water and wastewater service to customers who are unable to make payments by their due date. This policy will apply until 30 days after the Local State of Emergency is lifted.

If your service needs to be restored, please contact Chesterfield County Utilities Department at (804) 748-1291.

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Credit Cards/Auto Loans

Visit the Consumer Financial Protection Bureau for tips and resources for working with creditors.

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Federal Student Loan Payments

To provide relief to student loan borrowers during the COVID-19 national emergency, federal student loan borrowers are automatically being placed in an "administrative forbearance", which lets you temporarily stop making your monthly loan payment. This suspension of payments will last until September 30, 2020, but you can still make payments if you choose. Through September 30, 2020, the interest rate is 0% on the following types of federal student loans owned by US Department of Education:

  • Defaulted and non-defaulted Direct Loans
  • Defaulted and non-defaulted FFEL Program loans - Federal only, not those owned by commercial lenders
  • Federal Perkins Loans - Federal only, not those owned by educational institutions

Your federal student loan servicer is the organization you make your monthly payment to. If you’re not sure who your servicer is, visit StudentAid.gov/login or call 1-800-4-FED-AID (1-800-433-3243).

For more information, click here to go to the Department of Education’s Federal Student Aid website.

To preserve GI Bill benefits, the Veteran’s Administration has the authority to continue GI Bill payments uninterrupted in the event of national emergencies. This law allows the VA to pay education benefits regardless of the fact that a program has changed from resident training to online training. Also, you will continue to receive the same monthly housing allowance payments that you received for resident training until 12/21/20, or until the school resumes normal operations of resident training. To learn more about options related to the GI Bill benefits, contact the VA’s Education Call Center at 1-888-442-4551 between 8 a.m. and 7 p.m. Eastern Time, Monday-Friday, or visit the U.S. Department of Veterans Affairs website.

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Who is hiring in the area? 

CompanyIndustry Website

7-Eleven

Retail

Apply here

2020 Census

Federal Government

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Aldi

Grocery

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Amazon

Retail

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CVS

Retail

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Dollar General

Retail

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Domino’s

Food & Beverage

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Hardee’s

Food & Beverage

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Home Depot

Retail

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Kroger

Grocery

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Lowe’s

Retail

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McDonald’s

Food & Beverage

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Panera Bread

Food & Beverage

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Pepsi

Food & Beverage

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Papa John’s

Food & Beverage

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Southern States

Retail – Farm Supplies

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Target

Retail

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Walgreens

Retail

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Walmart

Retail

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Wawa

Retail

Apply here

Last updated April 24, 2020

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Recursos en español

Finanzas del Consumidor

Llenar un reclamo de desempleo en los EE. UU.

Beneficios y derechos de desempleo

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